First save then only spend.
Save earlier to enjoy the Power of Compounding
Know your risk profile, diversify your money accordingly.
Save your money in a saving account that have no ATM card and internet banking.
Save your money in a place that able to provide a discipline, systematic and consistent saving.
Always pay yourself first before paying to others.
The Greatest Distance In This World Is Between "You Know it" And "You Do it". Start Putting Your Thought Into Action Now.